![]() ![]() This could save you money on startup fees, which most credit repair firms charge whenever you start using their services. You won't be charged while your account is paused, and you can resume the subscription when needed. If you want to skip a month of service without canceling your subscription, you can request a pause through your online account. It’s also worth noting that Sky Blue Credit Repair offers one of the most flexible subscriptions on the market. The company can also help you organize a strategy to improve your credit score, and you can schedule consultations if you have questions about anything credit-related, like credit card offers or loan applications. Why we chose this company: Sky Blue Credit Repair is our pick for Best Value because it offers a single, low-cost credit-repair package that includes just about everything you need to clean up your credit report quickly.įor $79 a month, Sky Blue provides a detailed analysis of your credit report and draws up customized dispute letters. Monthly fee: $79 ($119 for couples) Set-up fee: $79 ($119 for couples) Money-back guarantee: 90 days The company offers the following credit repair packages: The case is pending.ĭespite this, Lexington Law remains a powerful player in the industry and offers the advantage of having an experienced law firm handling your case. ![]() Recently, the company was accused of charging illegal upfront fees through telemarketing, and the Consumer Financial Protection Bureau (CFPB) has entered a proposed settlement requiring Lexington Law to pay a $2.7 billion fine.Īdditionally, in June 2023, the company filed for Chapter 11 bankruptcy. However, Lexington Law has had its share of legal problems. If you want to track your credit progress, Lexington has a highly ranked mobile app where users have 24/7 access to their credit score analysis, personalized counseling plan and dispute updates. Its mid- and high-tier plans include additional perks like a personal finance manager, identity theft insurance and/or a Transunion FICO score tracker. The company offers three service packages ranging from $99.95 to $139.95 per month, each including credit disputes and creditor interventions - such as debt validation and goodwill letters. Why we chose this company: Lexington Law is our pick for Industry Leader due to its more than 18 years of experience and almost nationwide availability (every state except in Oregon).īecause it’s a law firm and its staff is mostly attorneys and paralegals, the company is said to explore every legal avenue to correct inaccuracies in your credit report. Additionally, the company offers a 90-day money-back guarantee if you don’t see any changes in your credit history after three months.įirst Payment: $99.95 – $139.95 Set-up fee: $89.95 – $129.95 Money-back guarantee: None Some plans also include a personalized guide to building credit. ![]() Once you sign up with them, the company assigns an advisory team to your case and schedules calls to keep you informed.Ĭredit Saint also provides a credit score analysis and educational content to help customers better understand their credit. The basic plan, for instance, includes a credit score tracker, while the highest tier plan adds credit and identity theft monitoring, lost wallet protection and more.Ĭredit Saint offers a free consultation to evaluate your particular situation and identify the next steps you should take. The packages - which range from $79.99 to $129.99 - differ in how many claims they’ll dispute a month, from five claims with the basic “Credit Polish” plan to an unlimited amount with the premium “Clean Slate” plan.Įach package also features a different suite of financial tools. The company offers three credit repair packages: Credit Polish, Credit Remodel and Clean Slate. Why we chose this company: Credit Saint is our pick for Best Overall because of its clear pricing policies and comprehensive package options.
0 Comments
Leave a Reply. |
AuthorWrite something about yourself. No need to be fancy, just an overview. ArchivesCategories |